First Baldwin Insurance works for you!

Insurance & Risk Expertise Solutions for Companies & Individuals

We are all different. And not only in appearance. We all have different lives. Different professions and income levels. Different backgrounds. Different needs for the future. That’s why you need an insurance provider with the skills and resources to customize your homeowners, auto or life insurance to ensure your individual needs are met, giving you the peace-of-mind of knowing that you’re covered in the event of a misfortune.

We are the premier independent insurance agency serving coastal Alabama, Mississippi and Florida. We specialize in homeowners and small business insurance coverage in the cities of Foley, Gulf Shores, Loxley, Elberta, Stockton, Fairhope, Robertsdale, Summerdale, Silverhill, Perdido, Bay Minette, Orange Beach, Lillian, Point Clear, Stapleton, Daphne, Spanish Fort, Magnolia Springs, and Bon Secour, Alabama and the cities of Pensacola, Navarre, Gulf Breeze, Destin, Panama City, Ft. Myers, Boca Grande, Useppa Island, North Captiva Island, and Sanabel/Captiva, Florida.

Personal Lines:

• Homeowner’s & High Value Homeowner’s ($10,000 to $20,000,000)
• Multiple occupancy types – Primary, Secondary, Seasonal and Tenant Occupied
• Single Family, Multi-Family, and Condominium
• Umbrellas, $1 Million – $10 Million
• Builder’s Risk: 3, 6, 9 & 12 month terms
• Auto, Boat, Cycle & RV

Commercial Specialty:

• General Liability – Residential & Commercial, General Contractors
• Condominium Association
• Restaurants/ Bars/ Taverns, Liquor Liability
• Worker’s Compensation
• Professional Liability, D&O and E&O Coverages
• Commercial Umbrellas, $1 Million – $10 Million
• 1-4 Family Rental Dwellings, Apartments, Condos
• Manufacturing, Mercantile, Marinas
• Builder’s Risk: 3, 6, 9, 12 month terms
• Boats for Charter (fishing & touring)
• Commercial Autos

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